Remortgages & Product Transfers
Support when reviewing your current mortgage deal, switching lender or choosing a product transfer.
As a homeowner, it's important to keep track of when your mortgage deal is due to end. The majority of mortgage deals have an initial fixed or discounted period, after which they will usually revert to the lender's Standard Variable Rate (SVR), which is often significantly higher.
Many lenders now offer existing customers a new deal when their current rate is coming to an end. While this can be a convenient option, it isn't always the most competitive. We do the work of comparing rates from your current lender alongside those available across the wider market to ensure you're getting the best solution for your circumstances.
Many people assume that switching lenders will involve significant costs and paperwork. However, a number of lenders offer fee-free remortgage options, including free valuations and legal services, making the process far simpler than many expect.
A remortgage can also be an opportunity to make changes to your mortgage arrangements. Whether you're looking to raise funds for home improvements, consolidate existing borrowing, adjust the mortgage term, change the repayment basis, or add or remove a party from the mortgage, we'll help you explore the options available.
Whatever your objectives, we'll provide clear advice and recommend the most appropriate route for both your current needs and future plans.