Welcome to MCA Finance, your partner in auto finance and credit building during these tough economic times. We have positioned ourselves to assist those with less than perfect credit to be able to afford and drive the car they need. Our philosophy is simple, show us stability (down payment, job, residence) and we’ll approve terms and payment that meet your ability. If you are stable, we are able, even if you’ve experienced a prior repossession, bankruptcy or fallen behind due to the tough economic conditions.